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Card Processing rates

Low rates, big savings

Our members receive preferential card processing rates usually reserved for big businesses, with approved service partner Global Payments.

There are so many great benefits on offer, including:

  • Rates as low as 0.975% (subject to ATV and turnover)
  • No authorisation fee
    Next day crediting* with cleared funds if you bank with HSBC Bank plc
  • A simplified fee matrix that’s unique to bira members
  • No setup fee (normally £500)
  • 3 month’s FREE terminal rental for new members to the scheme
  • Access to a cashback facility

Thanks to the buying power our collective strength gives us, members can access card rates usually reserved for businesses of over £30 million turnover. And bringing down the cost of your credit and debit card transactions is just one of the benefits.

Start saving money on card processing today

If you’re already a bira member and would like to view our rates, log in to the member’s area.

If you’re not currently a bira member, but want to take advantage of this great member benefit, click here.

Alternatively, you can contact our membership team on 0800 028 0245.

*Minimum monthly Activity fee of £10 (only applicable if a merchant’s transaction fees in any month are no more than £10)

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