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Welcome to BAGMA Bank

BAGMA Bank is the only bank specifically designed to cater for you as a dealer or service centre. We launched BAGMA Bank in 2017 as part of Bira Bank, founded in 1955. The experience we have gained over the years goes into everything we provide. Our experience is very much your experience.


Products built around you

BAGMA Bank offer a range of financial products that have been designed with the aim of supporting the agricultural and garden machinery sector. Whether you need a loan to help your business flourish or manage your cash flow, a savings plan to help your money grow, an insurance policy to keep you and your business safe or any of our other financial products, we have worked hard to find the right ones for you. Time is precious when you run a business, so we provide swift service and offer products that entirely meet your needs.

BAGMA Bank launched in 2017 with the aim of supporting the agricultural and garden machinery sector. Whether it’s lending or saving for you or your business, we pride ourselves on the level of personal service that many other high street banks cannot provide. We talk to BAGMA members personally and never put them through to a call centre despite being virtually the smallest bank in the UK.

As part of Bira Bank, founded in 1955, we offer a simple, straightforward range of products all aimed at helping you and your business. We offer competitive rates of interest on our loans and savings accounts that are often better than the high street bank rates.

What’s more, our team are approachable, always offering a personal and friendly service and willing to go that extra mile making it easier for you to access the funds you need when you need them. After all, there is nothing better than good old fashioned service.

Key benefits:

  • Tailored saving and lending products for the agricultural sector – machinery and agricultural dealerships as well as service centres
  • Personal reliable service
  • No call centres – speak to Dave Baker, David Pears or Frank Burton
  • Decision made by a human
  • Quick decision and process
  • No fees or penalties
  • Members-only service
  • Competitive rates of interest
  • Discounts from a range of vehicle brands

As a BAGMA member, you have access to discounts from a range of global vehicle manufacturers. CLICK HERE for details of the latest savings.

View the BAGMA bank product pack by clicking below (right click and save as to download your copy)

Find out more, speak to our team

As part of our personal service, one of our bank directors would love to speak to you to tell you more about the bank and how it could help your business.

Call Dave Baker, David Pears or Frank Burton on 0121 227 6656 or email

Rates and application forms

Want to find out more? See our rates, view our terms and conditions or apply for one of our products then follow this link Application Forms and Info

See our latest lending rates

BAGMA Bank's affinity partners

BAGMA Bank has partnered with a number of big vehicle brands to give BAGMA members exclusive access to savings across a wide range of new cars, vans and SUV’s when purchased using a BAGMA Bank vehicle loan. Click the images below to discover how much you could save.

Toyota and Lexus


Ford Motor Company


Peugeot, Citroën and DS


FCA Group


BAGMA Bank is a trading style of BIRA BANK LIMITED.

BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478). Registered office: 225 Bristol Road, Edgbaston, Birmingham B5 7UB. Registered in England. Company No. 00555071