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Big benefits for your business

What can Bira do for your hardware business?

Through the collective strength of thousand of retail businesses, our members save hundreds of pounds every year with preferential card processing rates, free legal advice and preferential business banking rates.


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Since 1899 we’ve supported over three thousand independent hardware and DIY retail businesses. As a specialist division of Bira, specifically representing hardware and DIY retail businesses, we’re here to help simplify your life, save you money, and protect your interests.

Through Bira you’ll have access to a range of services that come with preferential rates which will reduce your business overheads. Some of these include:

Product offers though our own buying group with over 200 suppliers and over 2000 associated products+

Access product offers, lower minimum order quantities and improved buying terms with over 200 suppliers including Stax, Draper Tools, LG Harris and Everbuild. With a one-off account opening through Bira Direct, you’ll be able to order from different suppliers without lengthy applications. And when it comes to invoicing, we’ll summarise all your orders in one simple invoice. All you need is a Bira membership number.On average our members can save over £1,500 per year when buying stock through Bira Direct!
Start using Bira Direct

Unlimited legal advice over the phone or email+

Unlimited legal advice is available for Bira members – call or email as many times as you need. By following their advice you’ll also be covered by £50,000 indemnity cover should you need it. There’s no set up involved, as soon as you’ve signed up to Bira you can start using the phone and email line to give you extra confidence that you’re dealing with legal matters like disciplinaries, grievances and flexible working requests to name a few.

You’ll also have access to templates including a Contract of Employment and an Employee Handbook via the online portal.

Preferential card processing rates with Global Payments+

With rates as low as 0.890% and no authorisation, joining or setup fees, independent businesses will find it hard to beat the preferential Bira rates. While other providers could have lower rates, monthly fees can easily add up to much more over the year so it’s important to check all charges including terminal rental fees – with membership you’ll have three months free rental if you’re new to Global Payments and pay £12.95 +vat per month.

Preferential business banking rates with HSBC+

We’ve negotiated rates that are 30% cheaper than HSBC’s standard small business tariff*, with free banking for new HSBC customers and no transaction charges too. Plus, by using the card processing service though Bira too, you’ll benefit from next day crediting making it easier to manage your cash flow on a daily basis.

*Non-member cost per annum £1,394, member cost £639. Saving assumes total turnover of £250,000 per annum based on a typical Bira member profile.

Business insurance policy with retail-specific enhancements included+

We’ve worked closely with Towergate Insurance, the team behind Bira Insurance, to offer an insurance policy that includes theft cover for stock in the open and cover for theft without evidence of forcible or violent entry/exit. It also includes cyber support guidance all at no additional cost.

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There’s no need for you to spend time shopping around for the best quality at the best price because our carefully selected service partners are regularly checked against competitors, meaning you save time as well as money.

We’ve been supporting independent retail businesses for 120 years, campaigning for a level playing field against larger retailers and more recently online businesses.

We’re passionate about keeping high streets, towns and shopping centres diverse and interesting. We’re passionate about your business. Become a Bira member today to start saving.
Become a Bira member

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