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Member benefits

Delivering genuine savings on essential business services for 120 years and counting.

Popular

The retail industry is undergoing significant transformation. Discover member benefits that other independent retailers just like you, are using to keep their business ahead of the curve.

Product buying

Keep your customers satisfied, by providing them with the products they want when they want it. Discover the latest product trend forecasts, enjoy bigger savings on leading brands and products, and streamline your entire invoicing process with Bira Direct.

Loans & savings

Bira Bank helps small businesses achieve their full potential, offering a range of financial products that have been designed with your independent business in mind.

Legislation & advice

Our aim is to ensure a level playing field in the retail industry by providing free and unlimited legal advice and lobbying on your behalf. Access guidance and support to tackle the latest legislation changes that may affect your business.

Coronavirus guidance
Access the latest information and advice on reducing the risks from the COVID-19 virus to you and your business.

Find Your Service

Member benefits

Looking for something specific? Click ‘Show All’ to start searching our full collection of services.
Become a member to take advantage of over 30 fantastic services, all designed to greatly save you money and time.

  • Member benefit
    Bira insurance
    The exclusive Bira insurance scheme designed and delivered by...
  • Member benefit
    Join Bira
    We deliver genuine savings for businesses like yours, whatever...
  • Business essentials - Member benefit
    Reduce your running costs
    Members make an average saving of £516 when using...

Popular

Looking for something specific? Click ‘Show All’ to start searching our full collection of services.
Become a member to take advantage of over 30 fantastic services, all designed to greatly save you money and time.

  • Product Buying - Member benefit
    Bira Direct
    The stock buying group for independents. Enjoy bigger savings...
  • Popular - Member benefit
    Bira legal
    Expert advice in Employment Law, HR and Health &...
  • Popular - Member benefit
    Business banking
    Bira has negotiated business banking rates with service partner...
  • Popular - Member benefit
    Card Processing rates
    Approved service provider Global Payments has partnered with bira...
  • Popular - Member benefit
    ecommerce websites
    Sell more with an online shop powered by EKM...
  • Product Buying - Member benefit
    Invoice Manager
    You are required to login to view this page....
  • Popular - Member benefit
    Maybe*
    Turning social media conversations into insights and actions that...
  • Product Buying - Member benefit
    Range Builders
    Build your businesses product range with Bira Direct’s Range...
  • Popular - Member benefit
    Sign up to our newsletter
    Subscribe to our free newsletter to keep up to...
  • Popular - Member benefit
    Utility Options
    Competitive rates on electricity, gas, energy, water, telephones, telecoms,...
  • Popular - Member benefit
    Vend point of sale (ePOS) software
    Every retailer needs a reliable point-of-sale system. We’ve teamed...
  • Popular - Member benefit
    Xero + Vend online accounting solution
    Prepare your retail business for Making Tax Digital (MTD)...

Product buying

Looking for something specific? Click ‘Show All’ to start searching our full collection of services.
Become a member to take advantage of over 30 fantastic services, all designed to greatly save you money and time.

  • Product Buying - Member benefit
    Bira Direct
    The stock buying group for independents. Enjoy bigger savings...
  • Product Buying - Member benefit
    DIY and Hardware
    Conversations in DIY and Hardware focus around conservation With...
  • Product Buying - Member benefit
    Gifting and lifestyle
    Conversations about unique gifts and products that encourage people...
  • Product Buying - Member benefit
    Invoice Manager
    You are required to login to view this page....
  • Product Buying - Member benefit
    Product Suppliers
    The Bira Direct Supplier Directory has over 200 promoted...
  • Product Buying - Member benefit
    Range Builders
    Build your businesses product range with Bira Direct’s Range...
  • Product Buying - Member benefit
    Rebate Schemes
  • Product Buying - Member benefit
    Sign up
    Sign up to the Bira Direct Newsletter to hear...

Loans & savings

Looking for something specific? Click ‘Show All’ to start searching our full collection of services.
Become a member to take advantage of over 30 fantastic services, all designed to greatly save you money and time.

  • Savings & Loans - Member benefit
    BAGMA Bank
    Products built around you BAGMA Bank offer a range...
  • Savings & Loans - Member benefit
    Bira Bank
    Products built around you Bira Bank offer a range...
  • Uncategorized
    Bira Bank’s vehicle loan promotion is now live
    Bira Bank, the provider of affordable, reliable and personal...
  • Savings & Loans - Member benefit
    Deposit accounts
    Opening a Bira Bank deposit account is a convenient way to...
  • Service of the month - Member benefit
    Equipment Loans
    Our equipment loans could help you get the most...
  • Savings & Loans - Member benefit
    Exclusive New Vehicle Savings Available To Bira Members from Fiat Chrysler Automobiles
    FCA offer an extensive choice of models to suit...
  • Savings & Loans - Member benefit
    Ford Partnership
  • Savings & Loans - Member benefit
    ISA
    If you’re looking to make the most of your...
  • Service of the month - Member benefit
    Loans
    We know how important your business is to you....
  • Savings & Loans - Member benefit
    Personal Loans
    Possible uses: Holidays Weddings Home improvements Travelling Jewellery Education...
  • Savings & Loans - Member benefit
    Regular Savings Account
    As you will be aware, at Bira Bank we...
  • Savings & Loans - Member benefit
    Toyota & Lexus vehicle loans
    With the partner discount that Bira has agreed with...
  • Savings & Loans - Member benefit
    Toyota and Lexus BAGMA Bank
    With the partner discount that BAGMA has agreed with...
  • Savings & Loans - Member benefit
    Vehicle Loans
    Whether you’re working out a budget on a price...
  • Savings & Loans - Member benefit
    Working Capital Loans
    Working Capital Loans are designed to help you manage...

Legislation & advice

Looking for something specific? Click ‘Show All’ to start searching our full collection of services.
Become a member to take advantage of over 30 fantastic services, all designed to greatly save you money and time.

  • Legislation & advice - Member benefit
    Articles
    Our membership magazine demonstrates real membership value and is...
  • Popular - Member benefit
    Bira legal
    Expert advice in Employment Law, HR and Health &...
  • Legislation & advice - Member benefit
    Bira Legal One2One
    The Employment Law and Health & Safety One2One provides...
  • Legislation & advice - Member benefit
    Brexit
    We’ve compiled the latest Government guidance on how business...
  • Legislation & advice - Member benefit
    Data Protection and Consumer Rights
    A Brexit deal has been agreed in principle with...
  • Legislation & advice - Member benefit
    Employment, HR and Health & Safety
    A Brexit deal has been agreed in principle with...
  • Legislation & advice - Member benefit
    Food and drink
    We’ve compiled the latest Government guidance on how business...
  • Legislation & advice - Member benefit
    Member communications
    As a bira member, we’ll keep you up-to-date with...
  • Legislation & advice - Member benefit
    New immigration points system – what you need to know
    Bira’s legal partner Ellis Whittam tells you all you...
  • Legislation & advice - Member benefit
    Policy and influencing
    Fighting for the rights of independent businesses. Bira influences...
  • Legislation & advice - Member benefit
    Quarterly Sales Monitor (QSM)
    As a Bira member you can influence change through...
  • Legislation & advice - Member benefit
    Resources
    Welcome to Bira’s resource hub for small businesses and...
  • Popular - Member benefit
    Sign up to our newsletter
    Subscribe to our free newsletter to keep up to...
  • Legislation & advice - Member benefit
    Transporting and importing goods to the EU post-Brexit
    A Brexit deal has been agreed in principle with...
  • Legislation & advice - Member benefit
    Visiting the EU
    To travel to Europe after Brexit there are things...
  • Legislation & advice - Member benefit
    Wages Survey
    As a Bira member you can influence change through...

Coronavirus guidance

Looking for something specific? Click ‘Show All’ to start searching our full collection of services.
Become a member to take advantage of over 30 fantastic services, all designed to greatly save you money and time.

  • Coronavirus guidance
    Bank support
    Get access to financial support If you feel the...
  • Press Releases
    Bira calls for ‘speed and simplicity’ in claiming latest coronavirus crisis support
    The Government’s latest raft of emergency measures to save...
  • Industry News
    Bira members in Scotland can now access emergency funding
    Bira members in Scotland can now apply for £1...
  • Homepage - Featured
    Bira members warned over Covid-19 scam text
    Bira members are being warned about a scam text...
  • Press Releases
    Bira welcomes Government pledge to pressure banks into making Covid-19 cash accessible
    The Government’s pledge to pressure the banks to ease...
  • Press Releases
    Bira welcomes move to support small businesses in Wales through coronavirus
    Bira has welcomed a move to support small businesses...
  • Press Releases
    Bira welcomes temporary abolition of business rates in Scotland
    The Scottish Government’s move to temporarily abolish business rates...
  • Industry News
    Budget 2020: Bira welcomes emergency funds to help independent retailers through coronavirus crisis
    Bira has welcomed the Chancellor’s emergency package to help...
  • Coronavirus guidance
    Business Interruption Loan Scheme
    The Government will also make a Business Interruption Payment to...
  • Coronavirus guidance
    Business Rates Relief
    Businesses that received the retail discount in the 2019...
  • Press Releases
    Call for emergency business fund to support coronavirus-hit independent retailers
    Bira is calling for the Treasury to set up...
  • Coronavirus guidance
    Cash grants for retail, hospitality and leisure businesses
    Businesses in these sectors with a property that has a...
  • Industry News
    Concern as ‘many members may not benefit from rescue package for self-employed’, says Bira
    Bira has welcomed tonight’s rescue plan for the self-employed...
  • Industry News
    Contactless limit increases to £45 from April 1
    The spending limit for contactless card payments will be...
  • Current Business Issues
    Coronavirus (COVID-19) Business Readiness Bulletin
    This business readiness bulletin provides important information for you...
  • Industry News
    Coronavirus (COVID-19) Business Readiness Bulletin – Issue 3
    This business readiness bulletin provides important information for you...
  • Current Business Issues
    Coronavirus (COVID-19) Business Readiness Bulletin – Issue 4
    This business readiness bulletin for trade associations, business representative...
  • Industry News
    Coronavirus emergency fund – what it means for you
    Newly-appointed Chancellor of the Exchequer Rishi Sunak delivered his...
  • Coronavirus guidance
    Coronavirus Guidance
    We’ve compiled Government and employment law advice and guidance...
  • Coronavirus guidance
    Coronavirus Membership Support Package
    This temporary membership is being provided to give retail...
  • Coronavirus guidance
    Deferring VAT and Income Tax payments
    VAT For VAT, the deferral will apply from 20...
  • Industry News
    Emergency bank loans will be easier to recieve, says Chancellor
    Bira is backing today’s Government announcement that Covid-19 bank...
  • Coronavirus guidance
    Employer/Employee Support
    Employment allowance There is support for small businesses available during...
  • Coronavirus guidance
    Existing Supplier Support
    Business Insurance Commercial insurance – updated 25.03.2020 Most commercial...
  • Press Releases
    Free membership deal to help independent retailers through Covid-19
    Bira is offering a free membership package to help...
  • Coronavirus guidance
    Help with non-domestic rates in Scotland during coronavirus (COVID-19)
    Last update: 19.03.2020 To help owners of non-domestic properties,...
  • Coronavirus guidance
    HMRC Support
    HMRC Support Available HMRC support relating to your business...
  • Members' News
    Home & Gift Harrogate to go ahead, say organisers
    Home & Gift Harrogate will go ahead as planned,...
  • Coronavirus guidance
    How you can help us help more retailers
    Explore and share your options Bira members have access...
  • Direct
    Important notice to Bira members regarding the use of Bira Direct
    Following the latest Government announcement on the 23rd March...
  • Homepage - Featured
    Launch of Coronavirus Business Interruption Loans Scheme brought forward
    The launch of the Coronavirus Business Interruption Loan Scheme...
  • Coronavirus guidance
    Lay-offs, short-time working and guarantee payments
    There must be a contractual right An employer cannot...
  • Industry News
    Measures to help the self-employed through Covid-19 crisis – what we know
    The Government last night (March 26) announced a scheme...
  • Press Releases
    Members’ survey: ‘Banks are failing independent retailers in Covid-19 crisis’
    High street banks are failing to support small independent...
  • Press Releases
    More must be done to support independent retailers through Covid-19 crisis, says Bira
    Bira is stepping up its efforts to get the...
  • Press Releases
    New coronavirus hub launched
    Bira has launched a dedicated coronavirus hub to guide...
  • Coronavirus guidance
    Regional Support
    Government links For members in Scotland, Wales or Northern...
  • Coronavirus guidance
    Restrictions lifted to help traders during Covid-19 outbreak
    Plastic bag charge The 5p plastic bag charge for...
  • Press Releases
    Scottish politicians ‘moving proverbial goalposts’ in allocation off Covid-19 grants, says Bira
    The Scottish Government is ‘moving proverbial goalposts’ in allocation...
  • Industry News
    Shops allowed to continue trade under new lock-down measures
    Further businesses and premises to close – updated 27.03.2020...
  • Coronavirus guidance
    Support for businesses that pay little or no business rates
    This will provide a one-off grant of £10,000 to...
  • Press Releases
    Support needed for independent retailers forced to shut in UK-lockdown, says Bira
    Bira is calling for immediate access to financial support...
  • Coronavirus guidance
    Talking to your local authorities
    Business Rates & Hardship Fund Your local authorities are...

All Services

Looking for something specific? Click ‘Show All’ to start searching our full collection of services.
Become a member to take advantage of over 30 fantastic services, all designed to greatly save you money and time.

  • Member benefit
    Accountancy service
    You now have access to preferential rates from TaxAssist...
  • Member benefit
    Asbestos Consultancy
    We’ll help you with your Asbestos Management Plan Every...
  • Savings & Loans - Member benefit
    BAGMA Bank
    Products built around you BAGMA Bank offer a range...
  • Coronavirus guidance
    Bank support
    Get access to financial support If you feel the...
  • Savings & Loans - Member benefit
    Bira Bank
    Products built around you Bira Bank offer a range...
  • Uncategorized
    Bira Bank’s vehicle loan promotion is now live
    Bira Bank, the provider of affordable, reliable and personal...
  • Press Releases
    Bira calls for ‘speed and simplicity’ in claiming latest coronavirus crisis support
    The Government’s latest raft of emergency measures to save...
  • Product Buying - Member benefit
    Bira Direct
    The stock buying group for independents. Enjoy bigger savings...
  • Member benefit
    Bira insurance
    The exclusive Bira insurance scheme designed and delivered by...
  • Member benefit
    Bira Insurance quick quote form
    Towergate Insurance listened to what Bira members said they...
  • Popular - Member benefit
    Bira legal
    Expert advice in Employment Law, HR and Health &...
  • Industry News
    Bira members in Scotland can now access emergency funding
    Bira members in Scotland can now apply for £1...
  • Homepage - Featured
    Bira members warned over Covid-19 scam text
    Bira members are being warned about a scam text...
  • Reports & Stats
    Bira Membership Survey 2020
    We’ve been supporting independent retail businesses for over 120...
  • Member benefit
    bira music store
    Amazing Instore provides licence-free music to enhance the atmosphere...
  • Press Releases
    Bira welcomes Government pledge to pressure banks into making Covid-19 cash accessible
    The Government’s pledge to pressure the banks to ease...
  • Press Releases
    Bira welcomes move to support small businesses in Wales through coronavirus
    Bira has welcomed a move to support small businesses...
  • Press Releases
    Bira welcomes temporary abolition of business rates in Scotland
    The Scottish Government’s move to temporarily abolish business rates...
  • Member benefit
    Bira workplace pensions
    Take the confusion out of auto-enrolment with Bira workplace...
  • Member benefit
    Branded carrier bags
    Every retailer needs branded bags, so we’ve teamed up...
  • Industry News
    Budget 2020: Bira welcomes emergency funds to help independent retailers through coronavirus crisis
    Bira has welcomed the Chancellor’s emergency package to help...
  • Popular - Member benefit
    Business banking
    Bira has negotiated business banking rates with service partner...
  • Coronavirus guidance
    Business Interruption Loan Scheme
    The Government will also make a Business Interruption Payment to...
  • Member benefit
    Business lifecycle planning
    Plan for critical aspects of your business lifecyle from...
  • Coronavirus guidance
    Business Rates Relief
    Businesses that received the retail discount in the 2019...
  • Member benefit
    Business stationery and office equipment
    bira has teamed up with Charter Office Equipment Limited...
  • Press Releases
    Call for emergency business fund to support coronavirus-hit independent retailers
    Bira is calling for the Treasury to set up...
  • Popular - Member benefit
    Card Processing rates
    Approved service provider Global Payments has partnered with bira...
  • Coronavirus guidance
    Cash grants for retail, hospitality and leisure businesses
    Businesses in these sectors with a property that has a...
  • Industry News
    Concern as ‘many members may not benefit from rescue package for self-employed’, says Bira
    Bira has welcomed tonight’s rescue plan for the self-employed...
  • Industry News
    Contactless limit increases to £45 from April 1
    The spending limit for contactless card payments will be...
  • Current Business Issues
    Coronavirus (COVID-19) Business Readiness Bulletin
    This business readiness bulletin provides important information for you...
  • Industry News
    Coronavirus (COVID-19) Business Readiness Bulletin – Issue 3
    This business readiness bulletin provides important information for you...
  • Current Business Issues
    Coronavirus (COVID-19) Business Readiness Bulletin – Issue 4
    This business readiness bulletin for trade associations, business representative...
  • Industry News
    Coronavirus emergency fund – what it means for you
    Newly-appointed Chancellor of the Exchequer Rishi Sunak delivered his...
  • Coronavirus guidance
    Coronavirus Guidance
    We’ve compiled Government and employment law advice and guidance...
  • Coronavirus guidance
    Coronavirus Membership Support Package
    This temporary membership is being provided to give retail...
  • Member benefit
    Cycle to Work
    Just some of the benefits of the Cycle to...
  • Member benefit
    Debt collection
    We’ve partnered with Capitol Commercial Collections to provide our...
  • Coronavirus guidance
    Deferring VAT and Income Tax payments
    VAT For VAT, the deferral will apply from 20...
  • Savings & Loans - Member benefit
    Deposit accounts
    Opening a Bira Bank deposit account is a convenient way to...
  • Member benefit
    Distributor take back scheme
    VRWS’s proposal to continue to coordinate DTS in Phase...
  • Product Buying - Member benefit
    DIY and Hardware
    Conversations in DIY and Hardware focus around conservation With...
  • Popular - Member benefit
    ecommerce websites
    Sell more with an online shop powered by EKM...
  • Industry News
    Emergency bank loans will be easier to recieve, says Chancellor
    Bira is backing today’s Government announcement that Covid-19 bank...
  • Coronavirus guidance
    Employer/Employee Support
    Employment allowance There is support for small businesses available during...
  • Service of the month - Member benefit
    Equipment Loans
    Our equipment loans could help you get the most...
  • Savings & Loans - Member benefit
    Exclusive New Vehicle Savings Available To Bira Members from Fiat Chrysler Automobiles
    FCA offer an extensive choice of models to suit...
  • Coronavirus guidance
    Existing Supplier Support
    Business Insurance Commercial insurance – updated 25.03.2020 Most commercial...
  • Member benefit
    Financial planning
    bira has partnered up with Wren Sterling, current providers...
  • Savings & Loans - Member benefit
    Ford Partnership
  • Press Releases
    Free membership deal to help independent retailers through Covid-19
    Bira is offering a free membership package to help...
  • Member benefit
    Fuel card
    We’ve teamed up with The Fuelcard People to offer...
  • Product Buying - Member benefit
    Gifting and lifestyle
    Conversations about unique gifts and products that encourage people...
  • Coronavirus guidance
    Help with non-domestic rates in Scotland during coronavirus (COVID-19)
    Last update: 19.03.2020 To help owners of non-domestic properties,...
  • Coronavirus guidance
    HMRC Support
    HMRC Support Available HMRC support relating to your business...
  • Members' News
    Home & Gift Harrogate to go ahead, say organisers
    Home & Gift Harrogate will go ahead as planned,...
  • Coronavirus guidance
    How you can help us help more retailers
    Explore and share your options Bira members have access...
  • Direct
    Important notice to Bira members regarding the use of Bira Direct
    Following the latest Government announcement on the 23rd March...
  • Product Buying - Member benefit
    Invoice Manager
    You are required to login to view this page....
  • Savings & Loans - Member benefit
    ISA
    If you’re looking to make the most of your...
  • Member benefit
    Join Bira
    We deliver genuine savings for businesses like yours, whatever...
  • Homepage - Featured
    Launch of Coronavirus Business Interruption Loans Scheme brought forward
    The launch of the Coronavirus Business Interruption Loan Scheme...
  • Coronavirus guidance
    Lay-offs, short-time working and guarantee payments
    There must be a contractual right An employer cannot...
  • Service of the month - Member benefit
    Loans
    We know how important your business is to you....
  • Popular - Member benefit
    Maybe*
    Turning social media conversations into insights and actions that...
  • Industry News
    Measures to help the self-employed through Covid-19 crisis – what we know
    The Government last night (March 26) announced a scheme...
  • Member benefit
    Member meetings
    We have eight branches, run independently by members, across...
  • Press Releases
    Members’ survey: ‘Banks are failing independent retailers in Covid-19 crisis’
    High street banks are failing to support small independent...
  • Member benefit
    Mobile marketing
    Bira has teamed up with Textlocal to provide our...
  • Press Releases
    More must be done to support independent retailers through Covid-19 crisis, says Bira
    Bira is stepping up its efforts to get the...
  • Press Releases
    New coronavirus hub launched
    Bira has launched a dedicated coronavirus hub to guide...
  • Savings & Loans - Member benefit
    Personal Loans
    Possible uses: Holidays Weddings Home improvements Travelling Jewellery Education...
  • Member benefit
    Point of Sale
    BNP Paribas Personal Finance understand that customer expectations around...
  • Product Buying - Member benefit
    Product Suppliers
    The Bira Direct Supplier Directory has over 200 promoted...
  • Product Buying - Member benefit
    Range Builders
    Build your businesses product range with Bira Direct’s Range...
  • Member benefit
    Rating Appeal Service
    Why choose our business rating appeal service? No win,...
  • Product Buying - Member benefit
    Rebate Schemes
  • Business essentials - Member benefit
    Reduce your running costs
    Members make an average saving of £516 when using...
  • Coronavirus guidance
    Regional Support
    Government links For members in Scotland, Wales or Northern...
  • Savings & Loans - Member benefit
    Regular Savings Account
    As you will be aware, at Bira Bank we...
  • Coronavirus guidance
    Restrictions lifted to help traders during Covid-19 outbreak
    Plastic bag charge The 5p plastic bag charge for...
  • Member benefit
    Retail training
    Develop your team with Bira Training Bira Training courses...
  • Member benefit
    Savings
    As a trade association bank operating in the retail...
  • Press Releases
    Scottish politicians ‘moving proverbial goalposts’ in allocation off Covid-19 grants, says Bira
    The Scottish Government is ‘moving proverbial goalposts’ in allocation...
  • Member benefit
    Shop fitting service
    Why we recommend Salepoint’s shop fitting service: Benefit from...
  • Industry News
    Shops allowed to continue trade under new lock-down measures
    Further businesses and premises to close – updated 27.03.2020...
  • Product Buying - Member benefit
    Sign up
    Sign up to the Bira Direct Newsletter to hear...
  • Popular - Member benefit
    Sign up to our newsletter
    Subscribe to our free newsletter to keep up to...
  • Coronavirus guidance
    Support for businesses that pay little or no business rates
    This will provide a one-off grant of £10,000 to...
  • Press Releases
    Support needed for independent retailers forced to shut in UK-lockdown, says Bira
    Bira is calling for immediate access to financial support...
  • Coronavirus guidance
    Talking to your local authorities
    Business Rates & Hardship Fund Your local authorities are...
  • Member benefit
    Telecoms
    Whatever the business size, we’re sure we can help...
  • Savings & Loans - Member benefit
    Toyota & Lexus vehicle loans
    With the partner discount that Bira has agreed with...
  • Savings & Loans - Member benefit
    Toyota and Lexus BAGMA Bank
    With the partner discount that BAGMA has agreed with...
  • Member benefit
    Utilities
    Start saving on your utilities today Worried about the...
  • Popular - Member benefit
    Utility Options
    Competitive rates on electricity, gas, energy, water, telephones, telecoms,...
  • Savings & Loans - Member benefit
    Vehicle Loans
    Whether you’re working out a budget on a price...
  • Popular - Member benefit
    Vend point of sale (ePOS) software
    Every retailer needs a reliable point-of-sale system. We’ve teamed...


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