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Member services

Welcome to our services

Whether you’re an established independent retailer or a startup, your success is our priority. Our aim is to save you time and money through our wide range of specially selected financial, commercial and key business services. And thanks to our 6,500 members, we’ve got strength in numbers, which allows us to use our buying power to negotiate substantial savings and get you the best deals.

Card processing

Improve your profitability by reducing the cost of card transactions.

Start saving

Business banking

We’ve negotiated preferential business banking rates just for you.

Start saving

bira legal

Enjoy free legal advice and guidance from a friendly, dedicated team of lawyers, consultants and experienced advisers, including our own in-house bira legal team.

Get advice

bira bank

Whether you want to lend or save for yourself or your business, you can do it with bira bank, the only trade association owned bank for independent retailers.

Bank on us

bira direct

When it comes to purchasing from major suppliers, manufacturers and distributors, you’ll find that buying through bira direct will get you a lot more for your money.

Check out the savings

bira insurance

No two businesses are the same, so bira insurance offers bespoke retail solutions tailored to suit your specific needs. Enjoy greater peace of mind, without the hassle of endlessly searching for the right cover.

We've got you covered

bira pensions

There still seems to be a lot of confusion about workplace pensions amongst independent retailers. So to help you through the process keep you compliant, and free of auto enrolment stress, we’ve set up a pensions scheme just for our members.

Plan for the future

Point of sale (ePOS) software

Vend’s best-in-class ePOS, multi-store retail, and inventory management software is perfect for independent stores just like yours. Get the retail advantage to effortlessly sell, manage, report and grow your business in every way.

Find out more