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A smarter way to own your vehicles

Bank of England base rates have risen but our rates remain at our lowest ever!

Personal Contract Purchase or PCP may be a popular way to purchase your next vehicle but they can be misleading.
Lots of hidden fees, relatively high rates of interest, difficult exit procedures and penalties should you want to change your vehicle early as well as excess mileage and potential damage fees to fund that often come as an after thought.

Not to mention you wont actually own the vehicle come the end of your contract but have to find a large lump sum or hand the vehicle back.
Our bira bank vehicle loans fund the absolute purchase of your next vehicle with no fees or penalties of any description.

Our vehicle loans…

Aren’t restricted to any manufacturer or brand. Whether buying your next car, fleet, van or lorry for your business or a vehicle for a family member you can use us!

• Borrow from £5,000 to £250,000 over 6 months to 5 years
• No administration fees
• No penalties
• And no early repayment fees, so you can pay off your loan in one go & you will only pay interest over the time you borrow.

Last year we helped 274 members with their vehicle purchases read more about how we have helped our members here

Save more with these other bira services….

The bira fuelcard is the free to use, bira member service which can save you up to 10p per litre of fuel. For more info please click here
Cover your business through bira insurance at competitive rates and even spread the annual premium through bira bank. Want to find out more? Click here  for more detail.

Vehicle promotion live from 1.2.2018 until 31.3.2018

  • Lowest new vehicle rate ever – 5.1% APR
    (£598.88 per month typical payment based on £20,000 over 36 months)
  • No deposit on all used vehicles – 5.7% APR
    (£301.94 per month typical payment based on £10,000 over 36 months)

Click here to see the rates on all of our lending products.

For more details, please contact David or Frank today on 0121 446 6688