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Competitive rates, personal service

We have reduced our vehicle loan rates for both new and used vehicles until 30th April 2020!

If you’re looking for a vehicle for your business or for personal requirements, now is a perfect time. We have lowered our rates of interest to ensure that Bira members, their staff and family are getting the best deal and make their vehicle purchase affordable.

Personal Contract Purchase or PCP may be a popular way to purchase your next vehicle but they can be misleading. Lots of hidden fees, high rates of interest, difficult exit procedures and penalties should you want to change your vehicle early as well as excess mileage and potential damage fees to fund that often come as an afterthought.

Not to mention you won’t actually own the vehicle at the end of your contract and may have to find a large lump sum or hand the vehicle back. Our Bira Bank vehicle loans can fund the full purchase of your next vehicle to avoid penalties and negative equity.

Vehicle Brand Discounts

CLICK HERE to see what you could save on a range of vehicle brands that have partnered with Bira Bank.


Any Bira members, Bira staff, and our Bira Bank users. We can finance:

  • Cars
  • Vans
  • Lorries
  • Flatbed trucks
  • HIABs
  • Motorbikes
Benefits of a Bira Bank vehicle loan
  • Promotional vehicle rates now on
  • NEW VEHICLES: 2.6% flat rate of 4.9%APR (based on 12 months)
  • USED VEHICLES: 2.9% flat rate of 5.4%APR (based on 12 months)
  • Borrow from £5000 to £250000 over 12 to 60 months
  • No administration fees
  • No early repayment penalties (unless loan is used on our affinity partnership scheme)
  • Quick decision process
  • Personal reliable service
  • Own the vehicle outright

Vehicle promotion live from 1.2.2020 until 30.4.2020

See our latest lending rates
Find out more about Bira Bank vehicle loans

For more details, please contact David or Frank today on 0121 446 6688 (option 4)