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Reduce your running costs

Start using these services to make big savings today.

Are you making the most of your Bira membership benefits?
Start using the preferential rates below to make big savings today.

✔️Preferential card processing rates
✔️30% cheaper business banking rates
✔️Unlimited legal advice and support
✔️Specialist retail business insurance

Check to see if you could make some big savings for your business. You can do this with one call to the membership team on 0121 446 6688 and selecting option 1 or read more below:

Members make an average saving of £516 when using this card processing service.*1

Complete the form below with your last couple of statements attached and Global Payments will get in touch if you stand to make a saving.

  • All information submitted will be kept completely confidential.
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    The information you submit will be used by Bira and Global Payments to check if you can make a saving on your card processing, contact you about a saving and add you to the fortnightly Bira e-newsletter. By completing this form you agree to the Bira privacy policy .

Your benefits include:

  • Rates as low as 0.890% (subject to ATV and turnover)
  • A simplified fee matrix for Bira members
  • No authorisation fee
  • Next day crediting* with cleared funds if you bank with HSBC Bank plc
  • No joining or setup fee (normally £150)
  • Monthly terminal rental @ £12.95 + VAT
  • Access to cashback facility
  • New to HSBC? You’ll also get: 3 month’s FREE terminal rental

Business Banking rates that are 30% cheaper than the standard small business tariff.*2

Call the Bira membership team to speak to a HSBC representative directly. The number is 0121 446 6688 opt.1

Your benefits include:

  • Exclusive preferential business banking rates
  • No monthly account maintenance fee
  • No standard transaction charges on your account excluding any international payments
  • Next day crediting when using the Global Payments card processing scheme
  • New to HSBC? You’ll also get:
    • FREE business banking for 18 months*1
    • No Post Office charges for 18 months (exclusions apply)

When or if you find that you need a bit of legal advice, this services saves on average £1300 *3

The cost is fully included in your membership, there’s no set up required and you can call or email as many times as you need. The phone number is held in your Member’s Area to keep it available to members only so click here and scroll to the end of the page, making sure you’re logged in.

Your benefits include:

  • Speak to qualified experts for advice on:
    • Employment Law & HR
    • Health & Safety
    • Commercial and business legal
    • Tax, VAT and HMRC
  • Assistance with your business legal compliance
  • Insurance indemnity cover for up to £50,000 per claim*
  • Call as many times as you need
  • Access to templates and downloads including Contracts of Employment and Employee Handbooks
  • Access to training materials through the Bira Legal portal
  • All included as part of your membership

A unique policy that’s only available to members that includes, as standard, important aspects that other policies may not.

Get a quote by completing the online form here.

Benefits include:

  • Access to exclusive retail-specific enhancements that are not usually included in standard insurance policies
  • Tailored to suit your business (find bespoke packages for pet and pet product retailers and agricultural and garden machinery dealers
  • Generous cover limits to suit retail businesses
  • Advice from a specialist insurance team
  • Payment instalment arrangement with bira bank