Interest-Free Instalment Plans

Bira is pleased to introduce PayItMonthly as a new member benefit, giving you a simple way to offer customers interest-free monthly instalments – with exclusive Bira pricing from just 1.9% and no set-up fees.

This powerful payment solution makes higher-value purchases more accessible, helping you convert more customers and increase average order value by removing upfront cost barriers.

With a fast, frictionless application process and instant decisions, PayItMonthly creates a seamless buying experience while ensuring you get paid in full upfront. It’s an easy, cost-effective way to boost sales, improve customer flexibility, and add real value to your business.

• Credit charges from only 1.9%, available exclusively for Bira members.
• 2–12 monthly instalments on higher-value products, services and repairs – in-store, online or by email, on purchases up to £10,000 per customer.
• Free in-store POS and digital materials to promote instalments and help increase conversions.
• A simple 30-day rolling contract with no long-term commitment.

Offer 2–12 monthly instalments, with lending available up to £10,000 per customer.

The flexible platform scales with you, so you always get the same simple and effective solution.

The expert team is here to help – with calls typically answered in under 30 seconds.

Drive more in-store sales with ready-made POS — from stickers to tent cards. All Bira members get in-store POS, whatever your plan

All Bira members will be included in Partner Rewards, which will go live on January 1st 2026, and reward members for lifetime placement of agreements

PayItMonthly is funded by STB and is regularly audited to ensure the highest standards. PayItMonthly is the only lender approved to operate alongside V12 for BIRA/ACT