Business interruption insurance is a retrospective cover that may provide some interim payment towards costs for businesses, only once there is clarity over the degree of the loss, but the surety of its support would be enough to see many businesses through the crisis.

Government and businesses may have misjudged the potential access to cash support via this route.

Bira, along with other members of the Independent Retailers Confederation (IRC) are calling upon Government and insurance brokers to challenge policies where there is ambiguity.

If you are an independent retail businesses which have a Business Interruption clause in their insurance policy and has submitted a formal claim following the outbreak of COVOID-19 which has not been accepted by/is in dispute with the insurer please complete this survey by clicking on the link below.

Click here to complete the survey