Welcome to our website. If you continue to browse and use our website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Bira’s relationship with you in relation to this website.

The term ‘Bira’ or ‘us’ or ‘we’ refers to the owner of the website which is the British Independent Retailers Association. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

The content of the pages of this website is for your general information and use only. It is subject to constant change without prior notice.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

You may not create a link to this website from another website or document without Bira’s prior written consent.

Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Scotland and Wales.


30 Day Money Back Guarentee Terms and Conditions

By joining Bira membership you are agreeing to the following conditions:

  • Payment is to be made via direct debit, credit card, cheque or BACS.
  • Refund cannot be awarded if one or more of the following services are used: Bira Legal, Global Payments, Utility Options, Birmingham Bank, Towergate Insurance, Bira Direct, EKM and/or Clearpay.
  • By using or subscribing to one or more of our services, or by allowing your membership to continue beyond 30 days, you agree to remain in membership of Bira for 12 months from the date you joined. If cancellation is requested after the 30-day trial has ended no refund can be made.
  • Any refunds will be made within 30 days of cancellation.

3 Months Free Membership Terms and Conditions

By joining Bira membership via the 3 Months Free promotion you are agreeing to the following conditions:

  • By using or subscribing to one or more of our services, or by allowing your membership to continue beyond 30 days, you agree to remain in membership of Bira for 12 months from the date you joined. 
  • Payment for membership must be made after your free 3 months trial is complete to continue accessing Bira benefits. 
  • Payment is to be made via direct debit, credit card, cheque or BACS.
  • Membership payments that are not made once the 3 months free trial period has ended could affect access and/or could significantly increase service fee's of any benefits the user has signed up for during the 3 months free trial period.