Running a retail business comes with its fair share of challenges, but the right insurance can help you face them with confidence. Bira Business Insurance offers access to cover designed to help protect your business against unexpected events, from damage to your premises and stock to potential liability claims. With support tailored to the needs of independent retailers, you can protect your livelihood, manage risks more effectively and focus on what matters most: serving your customers and growing your business.
Bira Insurance benefits:
- Exclusive premium rates for Bira members
- Flexible monthly payments with interest-free instalments
- In-house claims management and legal support
- Risk management support and safety guidance
- Cyber protection services including vulnerability scanning and data recovery support
- Cover extensions tailored for retailers, including: Stock Cover Away from the Shop, Seasonal Stock Increase Cover and Goods in Transit Cover.
Stay one step ahead of cyber threats.
From security assessments and vulnerability scanning to data recovery support, Bira’s cyber protection services help retail businesses identify potential risks, strengthen their digital security and prepare for unexpected online threats. Whether you run a high-street shop or an online store, gain greater peace of mind knowing you have access to specialist support to help protect your business, your data and your customers’ trust.
"Like with any service move, it’s always something that can be time consuming, but the team at Ascott were efficient and professional, it wasn't any more time consuming than a normal renewal with a continuing insurer. Ascott have already shown that their customer service is excellent; we had an accident in one of our stores and our representative from Ascott went to the store and met with the loss adjustor on our behalf."
Karen Forret, Wilkies Department Stores
The service is provided by Ascott Insurance, and is a one-stop solution that includes insurance for anything from vehicles, householders and healthcare to travel, exhibitions and livestock!
Tell us a little about your retail business
Tell us a little about your retail business using the form below, and we’ll help you explore the business insurance options available to you.
How we support our members
- Community: Enjoy access to a members-only forum where you can connect and exchange insights on the key issues shaping our retail community.
- Representation: We advocate on behalf of our members, ensuring our collective voice is heard in Parliament and among key industry stakeholders.
- Awareness: Stay informed with the latest news, trends, and insights for small retail businesses and beyond.
Join Bira for £17.08 + VAT a month
This membership is perfect for any retail business in the UK. You'll get access to all Bira member benefits.
Explore the benefits of being a Bira member
Bira Legal
Our partner WorkNes provides the legal advice and support you need, all included in your membership.
Bira Direct
Access over 160 suppliers with specially negotiated terms, covering over 30+ different product categories
Business Rates Review
The team of experts can help you determine if you are eligible for retail relief.
Other Benefits
Access 30+ business benefits, helping you cut costs on essentials like card processing, insurance, and more.